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Frequently Asked Questions
We understand securing a home loan is challenging, so we're committed to offering the best resources and answers to frequently asked questions
When should I refinance?
When to Refinance? While it's different for everyone, common reasons to refinance include:
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Unlocking home equity for large purchases or debt repayment.
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Lowering your monthly mortgage payments.
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Adjusting your loan’s term for better financial management.
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Updating the list of co-borrowers on your mortgage.
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Should I get a fixed rate or adjustable rate loan?
Deciding on a loan type is a personal choice, influenced by your unique financial situation and future plans. Here’s a quick overview to guide your decision:
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Fixed-Rate Loans provide stability with consistent monthly payments over the loan's life, ideal for those planning to stay in their home long-term.
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Adjustable-Rate Mortgages (ARMs) offer initial lower rates that adjust over time, suited for those anticipating a move or refinance in the near future.
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We recommend discussing your goals and financial outlook with our loan officers, who can offer tailored advice to ensure you make the best choice for your future. Ready for a deeper dive? Contact us today!
How long does it take to get pre-approved?
We can complete the entire process in just 15 - 30 minutes! Are you ready to begin?
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